Virginia makes it mandatory for all employers to carry workers’ compensation insurance. This is a kind of no-fault insurance, and therefore, no matter what or who caused the on-job accident, the injured worker is entitled to benefits. If the system is so simple, why do you need to lawyer up? Here are six reasons to hire a workers’ compensation lawyer Virginia.
- To find more on your claim. Just because you were injured at the workplace doesn’t always mean you have a valid workers’ compensation claim. For instance, if a worker had heart disease and suffered a heart attack during the office loo break, they may not be eligible for workers’ compensation benefits.
- To know the worth of your claim. The insurance company will always want to reduce what they pay for claims. The claims adjuster may make an offer, but it would be typically less than the settlement you deserve. If you are unsure of what your claim is worth, get an attorney.
- To keep up with the deadlines. As an injured worker, you are required to report the accident to your employer within 30 days from the date of injury. Also, you have to file the Claim form with the commission within two years from the injury date as per the statute of limitations. If you hire an attorney, they will help you keep up with the deadlines.
- To know your entitled benefits. Are you eligible to claim disability benefits? What kind of other benefits are you entitled to? How can you simplify the process and improve your chances of getting a fair settlement? These are some common questions that an attorney will answer for you.
- To deal with the insurance company. As we mentioned, the insurance company is not working for your rights or interests. Negotiating with the claims adjuster can be confusing and overwhelming, and because you are dealing with the financial distress, you may end up accepting a much lower amount. If you hire a lawyer, they can deal with the insurance company directly.
- To file an appeal. If the insurance company denies your claim, you will need to request a hearing with the commission. While you can do things without a lawyer, it is not the most advisable thing to do. Always get an attorney on your side before you deal with the further steps.
You can check online to find reputed lawyers for workers’ compensation claims in Virginia.